Buying Property in Portugal: A 2025 Guide for Foreign Investors
Buying Property in Portugal: The Complete Guide for International Buyers
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frequently asked questions
Yes, foreigners can freely buy property in Portugal with no restrictions on ownership. Both EU and non-EU citizens can purchase homes, land, or commercial properties. The process is straightforward, you only need a Portuguese tax number (NIF) and a local bank account to begin your purchase.
The most popular regions for international buyers include Lisbon, the Algarve, and Porto. Lisbon attracts investors seeking high-end urban apartments, the Algarve is renowned for luxury villas and golf-side homes, and Porto offers excellent value and strong rental yields.
Buyers should budget for IMT (Property Transfer Tax) — up to 8% depending on value, Stamp Duty (0.8%), and legal fees averaging around 1% of the purchase price. There are no annual wealth or inheritance taxes on Portuguese real estate for most international buyers.
The traditional Golden Visa route via real estate ended in 2023. However, investors can still obtain Portuguese residency through fund investments, or by applying for the D7 (Passive Income) or Digital Nomad Visa, which are both accessible to property owners and long-term renters.
Portugal offers a unique mix of lifestyle appeal and financial stability. The market remains resilient with steady capital appreciation, high rental yields, and strong international demand. Combined with a stable economy, tax advantages, and world-class living standards, it continues to attract global investors.
Yes, Cristiano Ronaldo owns several luxury properties across Portugal, including a penthouse in Lisbon’s Avenida da Liberdade and a modern mansion in Cascais. His high-profile investments have drawn international attention to Portugal’s luxury real-estate market, highlighting the country’s appeal among global investors seeking prime coastal and city assets.